Don't take any wooden nickles

stack all your quarters in a row

And when it rains it only trickles

just in case you didn't know.

If I had only had a dollar

for every time I heard you say

Please, you don't have to holler

I would have a nice pay day.

Chorus:

Here's a penny for your thoughts

they ain't worth a gosh darn dime

You can take them and get lost

but meet me at the bank next time.

A candy bar and a coca cola

use to cost me fifty cents

Now don't you play me your viola

cause they're taxing me the mint.

If I had only had a skill

I'd work in wood or turn pottery

Do you have me in your will

for I'll never win the lottery.

(Repeat chorus)